Ballincollig Credit Union Limited, Credit Union House, Harrington St., East End Ballincollig, Co. Cork

021 487 2305

Loan FAQs


Loan FAQs

How do I apply for a loan?

Members can apply for a loan online, by email, by phone or by calling into our offices at Harrington Street, Ballincollig.

Can I apply for a further loan before I repay my current loan?

Yes, you can apply for a top up loan at any time (once your current loan is at the Standard Rate & not a specific loan product ie Car, FTB etc) you don’t have to repay one loan before applying for another.

If your new loan is based on a different interest rate, our system is enabled to run two or more loans on the same account at the same time.

How do I repay a loan?

You can repay your loan by direct debit, standing order, wage deduction, EFT, by phone via your laser card or by calling into our office. 

Are there any hidden or additional costs?

Apart from the loan interest, there are no other costs, fees or charges.