At BCU you can apply for a personal loan for any number of reasons – holidays, home improvements, weddings, Christmas etc. You can apply for any amount based on certain lending criteria, such as how much you earn, how much you can afford to pay and over how long a term you want to repay it.
The duration of a personal loan is typically 1 to 5 years and is linked to the purpose of the loan. For example, smaller loans (e.g. holidays) are usually repaid in 1 year while larger loans (e.g. weddings) are repaid in 3 to 5 years.
Rate 9.98% (10.5% APR)
* All figures given on this web site are for your general information only, and give a rough guide to loan repayments. Any statements on this web site do not purport to be authoritative or legally binding. Ballincollig Credit Union Limited accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.
Whilst every care has been made in the production of this document, Ballincollig Credit Union Limited, or its staff, cannot be held responsible for any omissions, errors or other mistakes made herein. This document is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing and does not constitute an offer of finance or repayments.