Ballincollig Credit Union Limited, Credit Union House, Harrington St., East End Ballincollig, Co. Cork

021 487 2305

Housing Loan 4.25% (APR 4.33%)

Home Sweet Loan - Housing Loans at BCU

We, here at BCU, are delighted to announce that we are now providing housing loans to our members!

Simon Foley - Manager, BCU:
''We are happy to announce that we are now providing housing loans to our members. Ballincollig Credit Union are delighted to be one of the first credit unions in Cork to launch this competitive CUSO housing loan product at 4.25% (4.33% APR). Home is where the heart is and BCU are happy to facilitate members of our community in securing or improving their homes''

A BCU Home Loan can help you :

Buy a house
Buy your home from the council 
Clear your mortgage.

Why borrow from BCU :

Great value interest rate - 4.25% (4.33% APR)
You can borrow up to €200,000 over 25 years
Maximum LTV (Loan to Value) = 90% on PPR (Principle Private Residence)
Friendly, straightforward, no hassle application
No hidden fees or set up costs 
No transaction charges

Security is required for all housing loans.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

APR = Annual Percentage Rate  4.33% 

Loans are subject to approval, terms and conditions apply.
Ballincollig Credit Union is regulated by the Central Bank of Ireland.

Warning: If you do not keep up your repayments, you may lose your home.