Account Fees & Charges

The Fees below apply to your accounts.

For all statements of account issued by Ballincollig Credit Union Ltd. at a Member’s request via Post: €1.50 each
As an alternative, we provide statements free of charge through our CU online facility or in branch at Harrington Street by collection.

Coin Lodgement: 2% on all coin lodgements  

For Unpaid cheques: €4.44 each
(Cheques that a Member has lodged to their Credit Union account, but have been returned to us not honoured by the paying bank)

Stop Payment Instructions (cheques): €3.00 each
(Subsequent Reissue of Cheques may be subject to additional charges)

For returned Incoming Direct Debits: €4.44 each
(Direct Debits that the Member has set up with us to lodge to their Credit Union account not honoured by their bank)

ILCU Affiliation Fee: €0.90 (Annually). The Irish League of Credit Unions (ILCU) was set up by a small group of credit unions in 1960 to represent & service affiliated credit unions on the island of Ireland. The ILCU now represents the interests of hundreds of credit unions in Ireland.

Please note that a minimum of €10 must always be maintained in your Share balance.